Owning your own home… it’s part of the American Dream. Whether you want a large yard with a white picket fence or a condo in the center of downtown, you’ve got to pay for it, and this is generally done through a home mortgage. Mortgages can seem daunting…so much paperwork, signatures, and amortization schedules. To…

A home equity loan, sometimes called a term loan, allows you to borrow money against the value of your home, if your home is worth more than you owe on it.  It is a one-time lump sum of money that is paid off over a set amount of time, with a fixed interest rate, and…

Credit card debt can take over your life before you even realize it, especially if you have more than one card. A shopping trip here and there or eating out a couple of times a week may seem harmless, but the balances can quickly add up! Add in high interest rates that compound over time,…